Meta remains highly dependent on advertising revenue, which still accounts for about 80% of its total income. This concentration exposes the company to shifts in digital ad markets, regulatory changes, and evolving privacy rules. For investors planning for long-term retirement portfolios, such reliance adds a layer of risk, as Meta’s growth hinges on sustaining ad demand in a competitive and rapidly changing landscape. Diversification remains limited, making Meta a potentially less secure choice for retirement-focused investing.



